May 19, 2022 - Feb 23, 2021 - Yes the monthly income is less than the monthly amount of bills-BUT- as the red writing says, that is not including overtime or side jobs. This is my actual budget, and we do make more than that and always pay our bills on time. This budget really helps stretch money if your in a tight spot. This keeps us on track \u0026 on time. Helps let us know where all of our money is being spent, \u0026 not to overspend on anything we don't need. This budget had helped us get 3 months ahead of our bills!