A skirt guard [in this case crochet] was necessary for ladies who cycled in long skirts. The guard prevented the skirt flapping into the spokes and causing an accident and preventing mud from splashing up. Modern cycles don't even have a mud guard.
The 8 Secrets of Dutch Kids, the Happiest Kids in the World - Thought provoking. and if I lived in town and had paved roads to ride on, I'd want that bike!---I say- the secret to great legs after 3 kids! that's an inspiring mom to 3 girls!