Financial Literacy

20 Pins
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7mo
One Step At a Time - Follow Through
Learning and creating a foundation for yourself regarding your finances is important, but making sure this knowledge will stick with you is just as important. Take #OneStepAtATime by Implementing a few good money habits. They will go a long way!
Establishing First-Time Credit
Establishing credit history is essential – but it can be tough to get started. After all, credit-building programs usually require a credit check! Find a few tried and true strategies for establishing credit in our blog!
One Step at a Time - Plan for Your Future
A huge part of financial literacy is planning for your future. Building an emergency fund can create a solid foundation for you to stand on. Start #OneStepAtATime with these helpful tips.
One Step at a Time - Budgeting
Establishing and sticking to a budget isn't easy, but remember to take it #OneStepAtATime by implementing the 50/30/20 rule.
One Step at a Time - Assess Your Finances and Set Goals
There are many paths you can take towards taking control of your finances. Start with #OneStepAtATime and take inventory of your finances and set goals.
Lennar Mortgage - Build Your Financial Future
Each mortgage payment you make will bring you that much closer to ownership. Start building your financial future today!
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Just because you can pay for your home in cash doesn’t mean you should. From tax deductions* to other investment opportunities, here’s what to know before buying in cash! *Not tax advice; homebuyers should consult with their tax advisor.
Lennar Mortgage - How to Establish First-Time Credit
If you haven't established a credit history in the U.S., it can be difficult to get started. After all, credit-building programs usually require a credit check! Find a few tried and true strategies for establishing credit in our latest blog!
Lennar Mortgage - Budget Hacks That You Can Start Today
Budgeting doesn't have to be difficult. Follow these 3 easy budget hacks that you can start today!
Lennar Mortgage - Debt-to-Income Ratio Ranges
Are you aware of what a healthy Debt-to-Income ratio is? Keeping your DTI ratio at 36% or less will increase your likelihood of qualifying for a mortgage.
Start Saving with your Tax Return!
When planning how to use this year's tax returns, don't splurge. Save instead! Starting a rainy day fund today will help you out tomorrow. Having 3-6 months of expenses set aside is a great safety net to protect you from unexpected expenses or a loss of income.
Free Online Mortgage Calculator
Thinking about homeownership? Determining your budget is a great place to start! A mortgage calculator can help you understand what your monthly payments will look like when you buy a home. Decide how much you'll need to put down and what homes are in your price range. Check out http://spr.ly/6492OODUg to get started!
Lennar Mortgage - 3 Credit Bureaus
Did you know that there are 3 major credit bureaus? Experian, Equifax and TransUnion collect information about consumer credit behaviors. This information is used in your credit report and is what lenders use to determine if you qualify for loans and other lines of credit.
How To Improve & Maintain Your Credit Score - Lennar Mortgage
Looking to improve your credit? Follow these 3 easy steps to improve and maintain your credit score.