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Budgeting doesn't have to be difficult. Follow these 3 easy budget hacks that you can start today!
Are you aware of what a healthy Debt-to-Income ratio is? Keeping your DTI ratio at 36% or less will increase your likelihood of qualifying for a mortgage.
When planning how to use this year's tax returns, don't splurge. Save instead! Starting a rainy day fund today will help you out tomorrow. Having 3-6 months of expenses set aside is a great safety net to protect you from unexpected expenses or a loss of income.
Thinking about homeownership? Determining your budget is a great place to start! A mortgage calculator can help you understand what your monthly payments will look like when you buy a home. Decide how much you'll need to put down and what homes are in your price range. Check out http://spr.ly/6492OODUg to get started!
Did you know that there are 3 major credit bureaus? Experian, Equifax and TransUnion collect information about consumer credit behaviors. This information is used in your credit report and is what lenders use to determine if you qualify for loans and other lines of credit.
Looking to improve your credit? Follow these 3 easy steps to improve and maintain your credit score.
Do you know what an "Excellent" credit score is? Credit scores range from 300-850. These guidelines show what creditors generally consider to be bad, fair, good or excellent credit. Individual creditors will have their own criteria for approval but having an excellent credit score usually helps!
45% of Americans report being very worried about covering their living expenses for 1 month if they lost a primary source of income. This is where budgeting can improve your peace of mind. Set aside a small amount each month to build up your emergency savings and protect yourself in the event of the unexpected.
Does thinking about your finances make you feel overwhelmed? You're not alone. Follow along with us this month to learn more about #FinancialLiteracy. Knowledge is the first step to gaining confidence with your finances.
In honor of #PiDay, we're sharing this pie chart! Each slice helps determine different financial factors that help calculate your FICO score. Knowing the weight of these factors can help you make smart decisions and improve your credit!