Best way to gift money

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As a fairly frugal person, I'm always looking for ways to give thoughtful gifts in creative ways. I always say the more thoughtful you can be, the less money you have to spend because people don't necessarily want expensive things - they just want to know you care and that you understand what they want. For many people (especially the younger people in your life)....what they want is cold hard cash! :) Giving cash is a great idea when you don't know what to get someone AND you know they…

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