The ONE Lifestyle Change that Allowed me to be a Stay at Home Mom
This expense was "eating" up a huge chunk of our monthly budget... and we had no idea! With this one change we were able to save enough money to live comfortably on one income.
45 Proven Ways to Make Money Online While You Sleep (still work in 2020)
Haven't made any money online before? There is no better time then now. That is why I have compiled a list of 45 proven ways to make money online from home.
How We Paid Off $22,047 in Less than 9 Months
When I first read about the concept of being "debt free" I immediately dismissed it. Ya right, there's absolutely no way we'll be able to do that on one low-income with one little kid and another one on the way. That's great for them, but they don't know how much debt we have and how small our income is! At that point, I had pretty much accepted the fact that my husband and I would finally be paying off our student loans about the time our kids hit college age. There wasn't even a tiny…
6 Keys to Mastering Money as a Couple
If you are reading this, then you are probably thinking and strategizing about how you and your honey handle money. Congratulations! In strategizing about how you manage money as a couple, you are well and truly ahead of the curve! If you work as a team, you will go much further. As the African proverb says; “If you want to go quickly go alone. If you want to go far go together.” If you want to go quickly go alone. If you want to go far go together. I won’t bore or depress you with…
How to STOP living paycheck to paycheck: 10 Steps to Financial Freedom
How to stop living paycheck to paycheck - it's not really living anyway! There are a few easy steps you'll need to take to get started:
Worksheet to Keep Track of Paid Monthly Bills
This is a simple worksheet I use to keep track of my paid monthly bills. The e-bills and paper bills can be confusing for me so I designed this worksheet. I pay all my bill via internet banking. Our snail-mail service is very poor and I like knowing my bills are going to be paid by the due-date. I try to keep them paid as soon as I receive them, so I write on this sheet everything I pay. I can easily reference and see if something has been missed. Monthly Paid Bills - Worksheet #2 Worksheet…
12 Week Christmas Savings Plan With Printable PDF
Would you like to have a debt free Christmas this year? You can, with this free printable 12 week Christmas savings plan! It's not too late!
Our 2017 Budget Binder (A Plan for Every Dollar)
Take charge of your finances with these helpful budget binder printables. Get the exact system that I use to manage my money, pay off debt, save for important goals, and track expenses.
How to Budget when You Don't Make Enough Money - Flipping Pennies
Learn to Cut Back Make a list of the money you have flowing out into different expenses. If you have cable, or streaming networks you pay for, such as Netflix or Hulu, put those on your list next to how much money it costs you each month. If you have smartphones in your family write …
When I stumbled upon the 52 week savings plans, I was hooked. It looked like a fun (and easy) way to save cash. We go on a couple of trips a year, so I use this method to save for them. I’ve been doing it for two years now, and it’s been working out well.(...)